Professional, Customizable Loan Contract for Secured Business Financing
What you get
When you download this template you will receive:
- A fully editable loan agreement document (.DOCX and .PDF formats) ready to be customized with your business details.
- Key sections including Loan Details, Security/Collateral, Repayment Terms, Default & Remedies, Representations & Warranties, Covenants, Governing Law and Signatures.
- A dedicated “Attachment A” placeholder where you list the collateral with description, serial numbers, location, valuation, etc.
- Clear blank fields for you to fill in: lender & borrower names, addresses, loan amount, interest rate, repayment schedule, etc.
- Professional formatting — ready to print, share or e-sign.
Why use this template
- Save time: No need to draft from scratch. Simply fill in your numbers and names and go.
- Cover the essentials: Includes all major clauses you’d expect in a secured business loan — so that you’re protected and clear on obligations.
- Flexible & adaptable: Designed to suit business-to-business loans, whether you’re lending or borrowing; you can adjust jurisdiction or localize for your country.
- Secure your risk: Because it’s a secured loan, the template guides you through collateral description and your rights in case of default — helping reduce ambiguity.
- Clear and readable: Structured language, logical flow, professional appearance — makes a good impression for lenders or borrowers.
How To Use It
- Download the file in your preferred format (DOCX if you plan to edit, PDF if ready to sign).
- Fill out the Loan Details section: loan amount, interest rate, term, repayment schedule.
- Complete the Borrower and Lender fields: legal names, addresses, contact information.
- Describe the Collateral/Security in detail: what asset, where located, serial numbers, valuation, permitted uses, insurance obligations.
- Review and customise the Repayment Terms, Default provisions and any late-payment fees to suit your arrangement.
- Check the Representations & Warranties and Covenants sections — amend any business-specific obligations.
- Adapt the Governing Law section to your jurisdiction (for instance: “Laws of Pakistan” if you are in Faisalabad).
- Insert your signature lines, date, attach the “Attachment A” list of collateral, and you’re ready to execute.
