Secure your business financing with confidence using our professionally drafted Short-Term Business Loan Agreement. Designed for both lenders and borrowers, this template provides all the legal clarity and customizable terms you need to formalize a short-term loan swiftly and effectively.
What’s Included
- A clean, ready-to-use agreement document covering principal, interest rate, term, repayment schedule, late fees, default provisions, collateral (if any), and governing law.
- Easy-to-customize fields so you can tailor names, amounts, dates, business details and payment terms.
- Compatible formats (Microsoft Word .docx and PDF) — allowing you to edit, print or email the agreement with minimal hassle.
Why Use This Template?
- Time-saving: No need to start from scratch. Just fill in your details and you're ready to go.
- Legal clarity: Clearly defines the rights and responsibilities of lender and borrower, reducing misunderstandings and risk.
- Tailored for business: Specifically drafted for business to business or business to individual short-term loans, rather than general consumer loan agreements.
- Professional presentation: Clean layout and understated design give the agreement a polished look, supporting your credibility.
How It Works
- Purchase & download the template instantly.
- Open the .docx file in Word (or similar) to edit names, amounts, dates and payment terms. A PDF version is included for sending to the counterparty if you prefer no-editing mode.
- Finalize by filling in all required details and optionally printing or signing electronically.
- Execute the agreement by both parties signing and retaining copies for their records.
Who Should Use This?
- Business owners or entrepreneurs offering a short-term loan to a partner, vendor or other business.
- Lenders who need a structured, legally-sound document for short-term business financing.
- Borrowers who want to clearly understand their obligations under a short-term loan.
- Professionals (accountants, advisors) who support small-business clients with finance or lending needs.
Important Notes & Disclaimer
- This template provides general guidance and a starting-point for a short-term business loan arrangement. It does not replace legal advice.
- Depending on local laws (such as your country or state), additional clauses—such as those governing securities, registration, tax, or cross-border lending—may be required.
- You should consider having the agreement reviewed by a qualified attorney to ensure compliance with all applicable rules and regulations in your jurisdiction.
Ready to get started?
Click the download button, complete your details, and get your professional Short-Term Business Loan Agreement template instantly.
