Standard Business Loan Agreement Template

Full view of the Standard Business Loan Agreement Template showing complete clauses loan amount interest rate and signature section

Professional, fully-editable MS Word & PDF – Instant Download

 What you get

A ready-to-go Business Loan Agreement document designed for business-to-business or business-to-lender transactions. It includes:

  • A clear and professional structure covering essential loan terms: amount, interest rate, repayment schedule, purpose of funds, collateral, default events, governing law and more.
  • Customisable fields (such as loan amount, term, party names, jurisdiction) so you can tailor for your specific deal.
  • Two file formats: MS Word (.docx) for easy editing, plus PDF (.pdf) for immediate, print-ready use or for sharing as a fixed document.
  • Optional attachments/schedules (e.g., payment schedule, collateral description, business use of funds) already referenced and ready to be adapted.

 Why use this template

  • Saves you time: no need to draft from scratch or hunt down clause libraries.
  • Comprehensive and clear: covers all the major terms a lender or borrower will expect, reducing negotiation friction.
  • Looks professional: formatted for business use, giving confidence to both parties.
  • Flexible for any jurisdiction: you can plug in governing law, repayment details, interest rate according to your local context.
  • Suitable for many business types: whether you’re a startup, growing SME or established company—this covers general business-loan scenarios.

Who this is for

  • Business owners who need to borrow funds under documented terms from a lender (bank, private lender, investor).
  • Lenders (including individuals, firms or alternative financing providers) wanting to formalise a loan to a business.
  • Advisors, accountants or legal professionals needing a reliable base document for a business-loan arrangement.
  • Anyone seeking a simple, editable, legally-sound loan agreement without starting from a blank page.

How it works

  1. Download the file (includes .docx + .pdf).
  2. Open the Word file and fill in your details: parties’ names, amount, interest rate, schedule, collateral, etc.
  3. Review any jurisdiction-specific terms (governing law, default rights) and adjust as needed.
  4. Save as a PDF if you want to send a fixed, non-editable version to the other party.
  5. Both parties sign (either electronically or physically) and retain a copy for their records.
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